IRG Operator — Pre-fixed Price

Computes the FTR pre-fixed price for a product/service class. Price grows at inflation, FTR present value grows at the ROI (derived for the country in Module 1). Pre-fixed price = average of (Price − FTR PV) over the first N years; plus the FTRs to surrender. Recall price is fixed & compound over the recall horizon. Rates are decimals (0.07 = 7%).

Inputs (as at minting)

Country (for ROI)

ROI derived from Module 1

Base price (per unit)

net of GST, after discounts

Inflation (decimal)

blank → country rate

ROI (decimal)

blank → derived for country

FTR value % of base

FTR face value

Averaging years (N)

Recall period (years)

Pre-fixed price (cash / unit)

—

FTRs to surrender

—

per unit availed

Derived ROI

—

Recall price / FTR

—

Year	Price (grows at inflation)	FTR PV (grows at ROI)	Difference

To avail one unit of the product/service in future, the customer pays — in cash plus surrenders — FTRs.